At Rubix Research International Inc. (“Rubix Research International Inc.”) we offer programs to help clients maximize their potential effectiveness and profitability.

Please read these terms carefully (the “Terms”). These terms, as modified or amended from time to time, are a binding contract between Rubix Research International Inc. (“we” and/or “us”, etc) and you (“you”).

You may only use the website(s) operated by Rubix Research International Inc. if you first accept these terms.

In addition, when you use any current or future Rubix Research International Inc. service or visit or purchase from any business affiliated with Rubix Research International Inc., whether or not included in the website, you also will be subject to the guidelines and conditions applicable to such service or business. If these terms are inconsistent with Rubix Research International Inc terms, such terms will prevail. The term “Website” herein includes Rubix Research International Inc. mobile app.

Customers acknowledge the high volatility and significant risk of loss of capital inherent in cryptocurrency and DeFi investments. By using our services, you agree to bear sole responsibility for any investment decisions and acknowledge that Rubix Research International Inc. is not liable for any losses or damages that may arise from these decisions. Cryptocurrency investments carry unique risks and are not suitable for every investor. The market is characterized by high volatility, potential regulatory changes, and technology risks. We strongly advise that you consult with a qualified financial advisor to understand these risks fully. Rubix Research International Inc. provides educational content only and is not liable for any losses incurred due to investment decisions based on our content. The client understands that we at Rubix Research International Inc. ( CryptoLabs Research, Underdog Investor Group) do not give financial advice. We are teachers, educators, and investors ourselves and we’re simply showing you want has worked for us.

As a user, you are solely responsible for the security and confidentiality of your account and data. You must immediately inform Rubix Research International Inc. of any unauthorized use of your data, account, or any security breaches. The company will not be liable for any loss or damages resulting from unauthorized access to your account.

These Terms govern our services as if they are offered through the website, on the telephone, or through other digital services such as Mighty Networks and Zoom (the “Services”).

You may not use the account, username, or password of another user at any time or disclose your password to any third party or permitting any third party to access your account.

PRIVACY POLICY INCORPORATED HEREIN
Rubix Research International Inc. values your privacy and will adhere to its Privacy Policy in order to ensure that your experience is a pleasant one. Please read our Privacy Policy, which is incorporated into the herein Terms. We reserve the right to contact you in connection with your compliance or Rubix Research International Inc.’s compliance with and performance of these Terms (including without limitation the license rights granted hereunder) or any content, which includes any music or videos, or activities relating to the Website (“Content”). You acknowledge that Rubix Research International Inc. may preserve Content and may also disclose Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these Terms; (c) respond to claims that any Content violates the rights of third parties; or (d) protect the rights, property, or personal safety of Rubix Research International Inc., Website users, and the public.

Rubix Research International Inc. may use the information you provide and information collected from other sources to enhance your user experience. However, the use of such information will be in strict adherence to our Privacy Policy, ensuring the protection of your personal data. To make your experience more interesting or relevant, we may use information you provide, or that we collect about you and information we may collect from other Website users and third parties (e.g., Facebook or Twitter), to assist us in recommending members and content to you on the Website. Rubix Research International Inc. may also combine your information with information collected to improve the Rubix Research International Inc. Services and to make content recommendations to you both on and off of the Rubix Research International Inc. Services.

We strive to make the advertising on the Website as relevant to you as possible. As a result, you may be served ads that are personalized based on, for example, your location, age, gender, content consumption, connections and other information.

PROVISION OF SERVICES
Rubix Research International Inc. is committed to providing high-quality services. While we strive for customer satisfaction, we do not guarantee specific outcomes or satisfaction levels. Our services, including educational programs and membership offerings, are subject to change, and we recommend reviewing these Terms periodically. We make no warranty with regards to your satisfaction with any service or product in general. We offer the following packages, which may change from time to time, so we recommend that you review these Terms each time you consider signing up for a package.

CryptoLabs Research Underdog Investor Group Membership:
The membership is an educational program / membership site to teach you the fundamentals of blockchain technology and the Cryptocurrency Market. This program is meant for you to understand how to invest in the marketplace if you deem it appropriate for you to do so.

Your CryptoLabs Research Underdog Investor Group Membership includes educational portals, group chats, investor communities, weekly live calls, access to multiple investor groups, and access to all of our projects, research, and deal flow.

Our membership fees are charged on a monthly basis. Members can cancel their subscription at any time by providing a 7-day notice before the next billing cycle. Cancellation requests should be made through the specified cancellation link 👉LINK👈

REFUNDS AND RETURNS:
All services provided by Rubix Research International Inc., including memberships and coaching programs, are non-refundable, except for the Financial Freedom Formula Course, which has a separate refund policy as outlined on its sales page, which may be revised from time to time. If you’d like to cancel your membership before the next billing cycle, please click the link above. (We do not offer pro-rated refunds)

CRYPTO CURRENCY INVESTMENT RISK WARNING:
This notice cannot disclose all the risks associated with the products we discuss on our website other applications, and in the educational materials we make available to you. It does not constitute investment advice.

You should not invest in or deal in any financial product unless you understand its nature and the extent of your exposure to risk. You should also be satisfied that it is suitable for you in the light of your circumstances and financial position. The information available on our website is meant for educational purposes only and in no way is a guarantee of successful investing or an endorsement of investment in any particular product or investment in cryptocurrencies generally. Cryptocurrencies are a medium of exchange that are created and stored electronically in blockchains, which are distributed public databases that keep a permanent record of digital transactions. Unlike traditional currency, these alternatives have no physical form and typically are not backed by tangible assets. They are not insured or controlled by a central bank or other governmental authority, cannot always be exchanged for other commodities, and are subject to little or no regulation. Investments denominated in a cryptocurrency may expose you to great risk. The past performance of any investment is not necessarily a guide to future performance. The value of investments or income from them may go down as well as up. As cryptocurrencies, like stocks and shares, are valued from second to second, their bid and offer value fluctuates sometimes widely. The value of cryptocurrencies may rise as well as fall due to, and not just including, the volatility of world markets, interest rates, economic conditions/data and/or changes in the rate of exchange in the currency. You may not necessarily get back the amount you invested. Crypto investing and trading is a very new market. It requires specialized knowledge that may be inscrutable to the uninitiated. Rampant growth has led to volatility. And while it may seem attractive to invest in digital currencies, this brand new field does have some instability to consider before investing. As with any new investment, be sure to weigh the risk versus reward so you can make the right choice for your situation. Some common concerns investors should consider before investing in any offering containing cryptocurrency include:

● Cryptocurrency is subject to minimal regulatory oversight, susceptible to cybersecurity breaches or hacks, and there may be no recourse should the cryptocurrency disappear.

● Cryptocurrency accounts are not insured by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits up to $250,000, or any other federal or private deposit insurer.

● The high volatility of cryptocurrency investments makes them unsuitable in sizable amounts for many investors, especially those investing for long-term goals or retirement.

● Investors in cryptocurrency are highly reliant upon unregulated companies, including some that may lack appropriate internal controls and may be more susceptible to fraud and theft than regulated financial institutions.

● Investors will have to rely upon the strength of their own computer security systems, as well as security systems provided by third parties, to protect purchased cryptocurrencies from theft.

WHAT WE WILL NOT DO
In addition to our primary role as an educational provider in the field of cryptocurrencies and DeFi, it is important to note the services we explicitly do not provide. These include, but are not limited to, financial advice, business management functions such as accounting or tax consulting, psychotherapy or counseling services, public relations or publicity services, and making introductions to business partners. Our focus remains solely on providing high-quality educational content.

We will not:
(1) Procure or attempt to procure employment or business or sales for you;

(2) Perform any business management functions including but not limited to accounting, tax or investment consulting, or advice with regard thereto;

(3) Act as a therapist or provide psychoanalysis, psychological counselling or behavioural therapy;

(4) Act as a public relations manager;

(5) Act as a publicist to procure any publicity, interviews, write-ups, features, television and print or digital media exposure for you;

(6) Introduce you to contacts, media partners or business partners.

PRODUCT AND SERVICE SPECIFICATIONS; PRICING; TYPOGRAPHICAL ERRORS
Rubix Research International Inc. endeavours to ensure the accuracy and relevance of our services. However, product specifications and pricing are subject to change without notice. We reserve the right to modify or discontinue services at our discretion. It is the responsibility of the user to stay informed about any changes to these terms. In the event of any errors relating to the pricing or specifications of any Services, Rubix Research International Inc. shall have the right to refuse or cancel any orders in its sole discretion. If your credit card is charged prior to cancellation, Rubix Research International Inc. will issue a credit to your account in the amount of the charge.

NOTICE RE NAMES AND TRADEMARKS
You may not use the name “Rubix Research International Inc.” or “Lucas Rubix” or any other names or Trademarks listed on the Website or in any Website content. All rights are reserved.

NOTICE RE COPYRIGHT OWNERSHIP: © RUBIX RESEARCH INTERNATIONAL INC. and CRYPTOLABS RESEARCH

All rights reserved. All content on the Website is subject to intellectual property rights, contractual rights or other protections. The intellectual property rights are owned by Rubix Research International Inc. or its licensors. No content may be copied, distributed, republished, uploaded, posted or transmitted in any way except as provided expressly in the Terms or with the prior express written consent of Rubix Research International Inc. Modification or use of the materials for any other purpose may violate intellectual property rights. Rubix Research International Inc. maintains the worldwide, exclusive copyright on all content created by Rubix Research International Inc., or by its associates.

MINIMUM AGE REQUIREMENT
The Website is intended for use by persons who are at least 18 years old, or the legal age required to form a binding contract in your jurisdiction if that age is greater than 18. By using the Website, you represent and warrant that you are at least 18 years old and of legal age to form a binding contract. If you are under 18, you may use the Website only with the permission and involvement of a parent or guardian.

DEALINGS WITH MERCHANTS; LINKS
The Website may contain advertisements, offers, or other links to other websites and resources of third parties that are not controlled by Rubix Research International Inc. That information, as well as advertisements, may or may not be or remain wholly accurate. You acknowledge and agree that Rubix Research International Inc. is not responsible or liable for (i) the availability or accuracy of such sites or resources; or (ii) the content, advertising, or products or services on or available from such sites or resources. The inclusion of any link on the Website does not imply that the linked site is endorsed by Rubix Research International Inc. You use the links at your own risk. Rubix Research International Inc.’s Privacy Policy is applicable only when you are on its Website.

Your correspondence or business dealings with, or participation in promotions of, third party merchants or advertisers that are found on or through the Website or which provide links on the Website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such merchant or advertiser. You waive any claim against Rubix Research International Inc. and agree to hold Rubix Research International Inc. harmless from any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such merchants or advertisers on the Website.

ELECTRONIC COMMUNICATIONSYou agree to electronic communication for all of your transactions and communication with Rubix Research International Inc. and the Website. You agree that all postings, notices, disclosures, or other communications that we provide to you electronically satisfy any legal requirements that such communications be in writing.

NOTICES AND CONTACT INFORMATION; COPYRIGHT COMPLAINTS
Except as otherwise provided in these Terms, Rubix Research International Inc. will give you any notices by posting them on the Website, and you agree that such posting will constitute effective notice. You authorize Rubix Research International Inc. to send notices (including without limitation notice of subpoenas or other legal process, if any) via electronic mail as well if Rubix Research International Inc. decides, in its sole discretion, to do so. You agree to keep your address current and that notice provided by Rubix Research International Inc. to the address that you have most recently provided will constitute effective notice. Rubix Research International Inc.’s address for Legal Notices is:

Kleiman Law
Jonathan Kleiman
1235 Bay Street, Suite 700
Toronto, Ontario, M5R 3K4
or Jonathan@JKleiman.com

Rubix Research International Inc. respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Rubix Research International Inc. with written notice.

MODIFICATIONS TO TERMS AND WEBSITE
You agree that from time to time we may, at our sole discretion, modify, add or remove any or all parts of these Terms and the Privacy Policy. Such modifications will be effective immediately upon posting of the modified Terms to the Website. Your continued use of the Website following the posting of changes to these Terms will mean that you accept those changes. We reserve the right from time to time to temporarily or permanently modify or discontinue, and restrict or block access to, the Website (or any part thereof) without notice.

PROHIBITED CONDUCT
You agree not to do, or attempt to do, any of the following, subject to applicable law: (a) alter information on or obtained from the Website unless through tools provided on the Website by us; (b) tamper with postings, registration information, profiles, submissions or Content of other users; (c) use any robot, spider, scraper or other automated means or interface not provided by us to access the Website or extract data or gather or use information, such as email addresses, available from the Website or transmit any unsolicited advertising, “junk mail,” “spam,” or “chain letters”; (d) frame any part of the Website, or link to the Website, or otherwise make it look like you have a relationship to us or that we have endorsed you or your Content for any purpose except as expressly permitted in writing by Rubix Research International Inc.; (e) impersonate or misrepresent your affiliation with any person or entity; (f) bypass or circumvent measures employed to prevent or limit access to any area, content or code of the Website (except as otherwise expressly permitted by law); (g) take any action which might impose a significant burden (as determined by us) on the Website’s infrastructure or performance, or send to or otherwise impact us or the Website (or anything or anyone else) with harmful, illegal, deceptive or disruptive code such as a virus, “spyware,” “adware” or other code that could adversely impact the Website or any recipient; (h) willfully enter wrong information; (i) post content created by anybody other than yourself.

MONITORING OF SITE CONTENT
We are under no obligation to restrict or monitor Website Content in any way and use of the Website is at your own risk. Notwithstanding the foregoing, we reserve the right to modify or remove any Content at any time. Any opinions, advice, statements, services, offers, or other information or Content expressed or made available by third parties, including other users, are those of the respective author(s) or distributor(s) and not of Rubix Research International Inc. Rubix Research International Inc. neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, information, or statement made on the Website by anyone other than authorized Rubix Research International Inc. employees acting in their official capacities.

PROTECTION OF SITE CONTENT
Our Website is protected by Canadian, U.S. and international intellectual property laws, which you agree to respect. All content on the Website, including but not limited to text, logos, icons, images, graphics, audio clips, compilations, and downloads, as well as the collection, arrangement, and assembly of such content, is the exclusive property of Rubix Research International Inc. or its Content suppliers. All software used on the Website is the property of Rubix Research International Inc. or its software suppliers.

TERMINATION OR CANCELLATION
You agree that we may, at any time and at our sole discretion, with or without cause or any notice to you, terminate these Terms, your access to the Website, and/or your Account, or suspend or block your access to the Website. You will still be liable for any breaches of these Terms and/or obligations incurred before the Terms end. If you use the Website after termination of these Terms, that use will constitute your agreement to the Terms then posted on the Website. Rubix Research International Inc. may continue to use electronic or printed materials it has created, or has developed specific plans to create, that contain such Content according to the terms contained above with respect to removal or modification of Content previously posted on the Website.

The provisions entitled “Notice Re Copyright Ownership ” “Indemnification,” “Disclaimer of Warranties,” “Exclusion Of Damages; Limitation Of Liability,” “Additional Terms” and the Privacy Policy will survive termination of these Terms.

INDEMNIFICATION
As a condition of your access to and use of the Services and the Website, you agree to hold Rubix Research International Inc., and its subsidiaries, affiliates, officers, directors, employees, agents, attorneys, and suppliers, and each of their respective successors and assigns, harmless from, and indemnify them for, all damages, costs, expenses and other liabilities, including but not limited to attorneys’ fees and expenses, relating to any claim arising out of or related to: (i) your access to and use of the Website and the content therein and the Services; (ii) your violation of these Terms (including terms incorporated into them, e.g., the Privacy Policy), and any applicable law or the rights of another person or party; (iii) any dispute you have or claim to have with one or more users of the Website; (iv) Rubix Research International Inc.’s resolution (if any) of any dispute you have or claim to have with one or more users of the Website; (v) your improper authorization for Rubix Research International Inc. to collect, use or disclose any data or Content provided by you; and (vi) any disclosures made with your permission (including, without limitation, your consent that Rubix Research International Inc. disclose your personal information and other information collected as set forth in our Privacy Policy). Furthermore, you fully understand and agree that: (a) Rubix Research International Inc. will have the right but not the obligation to resolve disputes between users relating to the Website and Rubix Research International Inc.’s resolution of a particular dispute does not create an obligation to resolve any other dispute; and (b) Rubix Research International Inc.’s resolution of a dispute will be final with respect to the Website.

PROCEDURE FOR CLAIMS OF COPYRIGHT INFRINGEMENT
If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Rubix Research International Inc. with the following information:
a. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
b. A description of the copyrighted work that you claim has been infringed upon;
c. A description of where the material that you claim is infringing is located on the site;
d. Your address, telephone number, and e-mail address;
e. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
f. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Rubix Research International Inc.’s Copyright Agent for notice of claims of copyright infringement on its site can be reached as follows:
Kleiman Law
Jonathan Kleiman
1235 Bay Street, Suite 700
Toronto, Ontario, M5R 3K4
or Jonathan@JKleiman.com

DISCLAIMER OF WARRANTIES
THE WEBSITE MAY CONTAIN ADVICE, OPINIONS, INFORMATION, INSTRUCTIONS AND STATEMENTS FROM RUBIX RESEARCH INTERNATIONAL INC., ITS USERS AND OTHER CONTENT AND INFORMATION PROVIDERS. YOU USE THE WEBSITE AND CONTENT AT YOUR OWN RISK. THE WEBSITE IS PROVIDED BY RUBIX RESEARCH INTERNATIONAL INC. ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, RUBIX RESEARCH INTERNATIONAL INC. MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SERVICES OR THE WEBSITE OR THE INFORMATION OR CONTENT INCLUDED ON THE WEBSITE. RUBIX RESEARCH INTERNATIONAL INC. MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE, SECURE, OR TIMELY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, RUBIX RESEARCH INTERNATIONAL INC. EXPRESSLY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND THOSE ARISING FROM A COURSE OF DEALING, TRADE, USAGE OR PERFORMANCE. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, AND THEREFORE SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

EXCLUSION OF DAMAGES; LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT NEITHER RUBIX RESEARCH INTERNATIONAL INC., NOR ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, ATTORNEYS AND SUPPLIERS, NOR EACH OF THEIR RESPECTIVE SUCCESSORS AND ASSIGNS, WILL BE LIABLE TO YOU AND/OR ANY OTHER PERSON FOR DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY, SPECIAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST REVENUE, LOSS OF DATA, LOSS OF PRIVACY, LOSS OF GOODWILL OR ANY OTHER LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IN THE EVENT OF FAULT, TORT (INCLUDING NEGLIGENCE) OR STRICT OR PRODUCT LIABILITY. WITHOUT LIMITING THE FOREGOING, IN NO EVENT WILL THE AGGREGATE LIABILITY TO YOU OF RUBIX RESEARCH INTERNATIONAL INC. AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, ATTORNEYS, AND SUPPLIERS AND EACH OF THEIR RESPECTIVE SUCCESSORS AND ASSIGNS EXCEED, IN TOTAL, THE AMOUNTS PAID BY YOU TO US.

USER CONDUCT AND COMPLIANCE
Users of our services must conduct themselves in a lawful and respectful manner. We do not tolerate illegal activities, harassment, or any form of misuse of our services. Users are expected to comply with all applicable laws and regulations, especially those pertaining to investments and financial advice. Violation of these terms may result in suspension or termination of access to our services.

DATA PROTECTION AND PRIVACY
Rubix Research International Inc. is committed to protecting the privacy and security of our users’ data. We collect, use, and store personal information in accordance with our Privacy Policy and relevant data protection regulations. Our users’ personal information is used only for providing and improving our services and will not be shared with third parties except as required by law or as necessary for the provision of our services.

THIRD-PARTY LINKS AND CONTENT
Our services may include links to third-party websites or content for informational purposes. Rubix Research International Inc. is not responsible for the content or accuracy of these third-party sites and disclaims all liability for any damages or losses arising from their use.

MODIFICATION AND TERMINATION OF SERVICES
We reserve the right to modify, interrupt, or terminate our services at any time. In the event of a significant change or termination, we will endeavor to notify users in advance but cannot guarantee prior notice. Users’ continued use of our services following any modifications constitutes acceptance of the new terms.

DISPUTE RESOLUTION
Any disputes arising out of or in connection with these terms and conditions will initially be addressed through mediation or arbitration, as a preferred method of resolution. This approach is intended to provide a more expedient and cost-effective resolution compared to litigation.

GOVERNING LAWThese terms and conditions are governed by and construed in accordance with the laws of the jurisdiction where Rubix Research International Inc. is registered. Any legal actions or proceedings arising under these terms will be brought exclusively in the courts of this jurisdiction.

ACKNOWLEDGMENT OF TERMSBy using our services, users acknowledge that they have read, understood, and agreed to these terms and conditions. It is the user’s responsibility to review these terms periodically for any changes or updates.

CHANGES TO TERMS AND CONDITIONS:
Rubix Research International Inc. reserves the right to modify these terms and conditions at any time. Changes will be communicated to users via email or website notification. Continued use of our services after such changes will constitute acceptance of the new terms.

DISCLAIMER SPECIFIC TO INVESTMENT DECISIONS
Rubix Research International Inc. provides educational content related to cryptocurrency and DeFi. We do not offer financial advice. Investment decisions are the sole responsibility of the user, and we strongly recommend consulting with a financial professional before making such decisions. The company is not liable for any financial losses resulting from investment decisions based on our content.

LIMITATION OF LIABILITY
Rubix Research International Inc. shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services or for cost procurement of substitute services. This limitation of liability applies to the fullest extent permitted by law and survives termination of your use of our services.”

NON-DISPARAGEMENT
The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. You agree not to make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statement of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward Rubix Research International Inc. or any of its Products, members, owner directors, officers, affiliates, subsidiaries, employees, agents or representatives.

ADDITIONAL TERMS
a. Severance. If any part of the Terms is held by a court of competent jurisdiction to be invalid or unenforceable, the invalid or unenforceable part will be given effect to the greatest extent possible and the remainder will remain in full force and effect, provided that the allocation of risks described herein is given effect to the fullest extent possible.

b. No Assignment. These Terms (including terms incorporated into them, e.g., the Privacy Policy) are personal to you and you may not transfer, assign or delegate them to anyone without the express written permission of Rubix Research International Inc. Any attempt by you to assign, transfer or delegate these Terms without the express written permission of Rubix Research International Inc. will be null and void. Rubix Research International Inc. shall have the right to transfer, assign and/or delegate these Terms to one or more third parties without your permission upon the sale or transfer of some or all of its business.

c. Disputes; Choice of Law; Export Limitations. The Website is controlled by us from our offices within Canada, and some aspects and portion of the Website are hosted at third-party servers within Canada and the United States of America. If you choose to access this Website from locations outside Canada, you do so at your own risk and you are responsible for compliance with applicable local laws. You may not use or export anything from the Website in violation of Canadian or U.S. import and/or export laws and regulations or the Terms. By visiting the Website, you agree that these Terms and all performances and claims of every nature (including without limitation, contract, tort and strict liability) relating in any way to any aspect of the Website will be resolved by arbitration. Any dispute or claim relating in any way to your visit to the Website or to products or services sold or distributed by Rubix Research International Inc. or through the Website will be resolved by binding arbitration, rather than in court, except that we and you may assert claims in small claims court if the claims qualify.
We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

d. Limitations on Actions. Any action concerning any dispute you may have with respect to the Website must be commenced within one year after the cause of the dispute arises, or the cause of action is barred.

e. Paragraph Headings. The paragraph headings in these Terms are included to help make these Terms easier to read and have no binding effect.

f. Entire Agreement. These Terms (including terms incorporated into them, e.g., the Privacy Policy, and any other terms of the Website, such as the “Contest Terms”) comprise the entire agreement (the “Entire Agreement”) between you and Rubix Research International Inc. with respect to the use of the Services and the Website and supersedes all contemporaneous and prior agreements between the parties regarding the subject matter contained herein, and neither party has relied on any representations made by the other that are not expressly set forth in the Entire Agreement. However, if you sign, or have signed, a separate agreement with Rubix Research International Inc. for one of the two programs listed above, that agreement will still be binding, and to the extent that it differs from these Terms, that agreement will take precedence.

g. No Waiver. The failure of Rubix Research International Inc. to exercise or enforce any right or provision of these Terms, including any failure to act with respect to a breach, will not constitute a waiver of such right or provision or Rubix Research International Inc. right to act with respect to subsequent or similar breaches. We suggest that you print out a copy of these Terms for your records.