Will Your Bitcoin Outlast You?
Model how your BTC holdings grow over 25 years — and whether borrowing against them for living expenses is sustainable without ever selling a single coin.
Your Bitcoin Holdings PORTFOLIO
₿
$
Starting Portfolio Value
$84,000
Growth Assumptions APPRECIATION
Historical context: BTC's 4-year CAGR has averaged ~50–80% in prior cycles. Conservative models use 30–40% for long-term planning.
Borrow Strategy LIVING EXPENSES
$
/yr
How this works: You borrow against your BTC as collateral — no sale, no capital gains tax. Interest accrues on the outstanding loan balance each year and is deducted from your portfolio.
25-Year Summary PROJECTION
Starting Value
—
Value at Year 25
—
Total Borrowed
—
Total Appreciation
—
Portfolio Value
Cumulative Borrowed
Net Equity